Document everything from the beginning to the end of the loss. Try to make a list of everything lost in the fire, and take as many pictures as possible. Any visual documentation you can provide to your insurance company should make the claims process move smoothly.
If fire damage doesn’t allow you to live in your house, your insurance company may be able to provide you with temporary housing and assistance. Store receipts from hotel stays, restaurants, gas fill-ups, laundromats, and any costs associated with your fire loss.
After the fire, get copies of the report from the fire department to report to your insurance company. Firefighters could have cut holes in your roof, broken down doors, or broken through windows to let heat and smoke escape. These damages may be covered by insurance. Also, if there are any police or hospital reports applicable to your loss, provide those as well.
Contact a fire damage restoration company such as ServiceMaster Restore to provide you with a scope and estimate that you can present to your insurance adjuster. Make sure that all of your contents have been evaluated and recorded before throwing anything away. You may be surprised at what can be restored by the proper professionals.
Throughout the process, keep in constant contact with your adjuster. If you need a professional opinion on fire damage at your home or business, don’t hesitate in contacting ServiceMaster of Tacoma. Remember, don’t wait to mitigate!